PMJDY List 2020: Pradhan Mantri Jan Dhan Yojana (PMJDY) is an initiative of the Indian Government (प्रधानमंत्री जन धन योजना) for the comprehensive financial inclusion for the people of India with special focus on those who are excluded from the benefits and facilities of the banking sector. In this article, we have shared PM Jan Dhan yojana application, benefit, PM Jan Dhan list 2020.
UPDATE: Government has credited Rs 500 around 20.5 crore women Jan Dhan Account holders and the same will be credited for the next two months. Account holder can withdraw the money anytime by maintaining social distance at Branch.
Once you open this account then you are automatically entitled to accidental insurance, overdraft facility and will also get the benefit of the schemes launched by the Indian government (like PMGKY) time to time under the PMJDY 2020, you do need to be worried about the minimum balance in PMJDY account because it can be open with zero balance. प्रधानमंत्री जन धन योजना
Table of Contents
PM Jan Dhan Yojana List 2020
A few days ago PM Modi announced that every woman Jan Dhan account holder will get Rs 500 for the next three months under the scheme of PMGKY. There are lots of benefits of this Jan Dhan Account which we are going to tell you in the below section.
Update: Did you get the amount of Rs 500 in Jan Dhan Account under the PMGKY, if your answer is no, then do check the date when it will be credited to your account.
Fact check: Do you know till now more than 38.33 crore beneficiaries opened their account under PMJDY and they have submitted approximately 118,434.42 crores in their accounts.
PMJDY 2020
Our Hon’ble Prime Minister has launched this PMJDY way back on August 15, 2014, which is a national mission for financial inclusion. Under this mission, our PM is trying to cover all the households of our country with banking facilities and he wants that, every citizen should have their account so that they can be brought under the banking mainstream.
Now, most of you don’t know about the term financial inclusion… no need to be worried we will clear your thoughts…
Financial Inclusion is nothing it is just a provision to provide banking services to every common man at an affordable cost especially to the one who came from the disadvantage section of our society.
Benefits of PM Jan Dhan Yojana Account
Below we have given some benefits which are entitled to every applicant:
- They will get interest on their deposit.
- Eligible for the accidental insurance cover of Rs 2 Lakh
- No minimum balance required for the account holders.
- It will also cover the benefit of 30,000 life cover which will be payable on the death of the account holder but only if he/she fulfill the eligibility condition.
- You can transfer money easily across India.
- If they are entitling for government schemes then the amount will be credited into their account.
- Once you operate the account successfully for six months then you are eligible for an overdraft facility of Rs 10,000 earlier it was 5000.
- Can be accessible to pension and insurance products
- Overdraft facility of up to Rs. Ten thousand will be given to the only one account per household and preference given to the lady households.
Factors of Pradhan Mantri Jan Dhan Yojana
When PM launched this mission of PMJDY then he was looking to provide affordable services of banking services to all citizens within a reasonable distance. It comprises of 6 pillars which are given as:
Accessible to banking facilities
With this, they are trying to map each district into the SSA which means Sub service areas under which at least one to two thousand households will be covered within a range of 5 km.
Basic banking facility
They aimed for at least one bank account in every unbanked household, so that it may increase the culture of banking habits in every household and convince them to save their hard-earned money in a bank account.
Financial literacy program
To educate them about financial literacy so that, they can operate the ATM card and get to know its benefits.
Micro-credit
Once you open the account and operate it satisfactorily for the next six months then you are eligible for the hassle-free credit facility of Rs 5000 and for that bank will not ask you for any kind of security, purpose or use of credit.
Micro Insurance Facility
With this all the BSBD (basic saving bank deposit) account holder eligible for micro-insurance and for that there are two insurance scheme
PM Jeevan Bima Yojana (PMJBY)
Under this beneficiary will get the life insurance cover of Rs 2 lakhs and for that, they had to pay only Rs 330/- per year
PM Suraksha Bima Yojana (PMSBY)
This insurance scheme will give you the accidental cover of Rs 2 lakh and for that, you have to pay only Rs 12/- per year.
RuPay debit card
Once you open the account then you will get the Rupay Card (ATM card) which also covers the accidental insurance of Rs 2 lakh only.
Also Check: Atal Pension Yojana
Number of Accounts Opened in PMJDY
Below we have given the number of accounts opened in a rural and urban area and the amount deposited by them and the Rupay card issued (data as on 25 March 2020)
| Bank type | In rural | Urban metro | Rural Female | Amount deposit in crore | Rupay card issued |
| Public Sector bank | 16.46 | 14.05 | 16.11 | 93919.97 | 24.57 |
| Regional Rural bank | 5.47 | 1.09 | 3.72 | 21331.80 | 3.59 |
| Private sector bank | 0.70 | 0.56 | 0.67 | 3182.64 | 1.15 |
Who can Apply for PMJDY?
Now you all must be want to know that who can open this PMJDY account, then you all must be happy to know that any individual can apply for this Account and there is no restriction in age and…
you can open the account at any nearest bank branch or CSP outlet with the help of bank mitr.
But, if anyone of you already possess any saving bank account then you have to close it within 30 days of the opening of basic saving bank deposit account.
Documents required for PMJDY
When you are going to apply for PMJDY to your nearest bank branch, then you all must carry some valid documents with you which we have listed below:
- Photo identification proof: – the one who wants to open the account need to carry anyone photo identification proof (Voter ID, Aadhaar Card, Driving license, etc.)
- Ration card
- PAN Card
- Address proof: – (need to submit your current and permanent address proof it could be electricity/water/phone/gas connection bill)
- Aadhaar card
- Passport size photo (at least 3)
- Driving license
- Voter ID
- Job card: – issued by the NREGA and it must be duly signed by an officer of the state government.
How to apply for PM Jan Dhan Yojana?
For PMJDY account opening you need to submit a dully-filled account form which you can download in Hindi and English from the link given on this page and submit it to any nearest bank and…
If you do not how to fill the form then don’t worry you just visit the nearest bank and the bank Mitra will help you on this.
Don’t forget to carry all the list of documents which we mentioned above.
PMJDY Toll free numbers
National Toll free numbers: 1800-180-1111/ 1800-11-0001
For state wise toll free number: Click here
Check Out story of PMJDY in comical way
Frequently Asked Questions
कोई भी व्यकित जिसकी आयु 10 वर्ष या उससे अधिक हो।
जी हाँ आप जॉइंट खता खोल सकते है।
No, there is no minimum account balance required under this PMJDY account.
आप PMJDY स्कीम के तहत किसी भी नज़दीकी बैंक की शाखा मै जाकर अपना अकाउंट खुलवा सकते है
जी हाँ आप खाता खुलवा सकते है मगर आपको पहले वाला खाता 30 दिनों के अंदर बंद करवाना होगा .
Basic Saving Bank Deposit (BSBD) account is a saving bank account that offers minimum facilities, free of charge facilities to the account holder and with this, you will get basic Rupay card.
They are similar but the PMJDY comes with some additional facility of Rupay Debit card having accidental insurance cover.
For opening the PMJDY account you need to submit requisite KYC documents which are Address proof, voter Id, Aadhaar card, Ration card, photograph, PAN card driving license, etc.
Yes, in that case, small accounts can be opened with limited facilities.
Under this, your annual credit should not exceed 1 lakh and you cannot withdraw or transfer more than 10,000 in a month and the balance in the account should not exceed the limit of 50,000.
Yes, when you open the account then you will get the Rupay Card.
This Rupay card comes with an accidental insurance cover of up to Rs 2 lakh but for that, you need to use your debit in every 45 days.
Yes, but the bank will provide them every detail of it so that no one misuses it
If you operate your account successfully for the next six month, then you can opt the facility of overdraft in which bank will give you a certain amount and for that, you do not need to submit any proof or guarantee.
No, the overdraft will be given only to the one account at a time in every household and the preference will be given to the female account holder of the family member.
Yes, the bank will charge a 3% interest rate per year.
Yes
https://pmjdy.gov.in
If you have any query regarding the PMJDY then feel free to ask us in the comment section below we will answer your query. pmjdy.gov.in list, jan dhan yojana benefits, प्रधानमंत्री जन धन योजना खाता कैसे खुलवाए Dekhe yaha.
sir me mera jan dhan account kese kolu
Mera bhi jan dhan account no.50100137349584
IFC code HDFC0000034
MUJHE KOI BHI LAABH NAHI MILA
PLEASE HELP ME SIR THANKS
sir ji mera ac/33348424363 mobile.7535929614 /jan dhan ac/hai sir ji
THIS TIME 8O% CITIZEN IS NO WORK’S ,THAT IS WHY ALL OVER INDIAN IS NEED MOR & MORE HELP TO THE GOVERMENT.
Harma account ma paisa Nahin Aya is harma account ma paisa Nahin Mila is uttra pardash dist baghpat SALMAN SBI Bank account ma paisa Nahin Mila is prime minister Narendra Modi ji harma account ma paisa bajo hum poor is uttra pardash dist baghpat city SALMAN help you
Mere or meri wife ke a/c me paise nahi aaye
Harma account ma paisa Nahin Aya is harma account ma paisa Nahin Mila is uttra pardash dist baghpat SALMAN SBI Bank account ma paisa Nahin Mila is prime minister Narendra Modi ji harma account ma paisa bajo hum poor is uttra pardash dist baghpat city SALMAN help you a/c 36532939732 mobile 9058171754 is
My lone Sar my a.c 38892559233 vikas pardeshi my bhut pareshan hu mujhe hane kay leye kuch
Madhav Patil Dhage
Makvana shailesh sinh dinu sinh
Not available
जन धन खाता खोलना है ।
क्या मैं अपने लड़के का pmjdy खाता खोल सकता हू
और लड़की का भी
लड़का 18
लड़की 14 साल की है
अलग अलग खी सकता है
क्या डस्तबेज की awasyka होगी
में दिल्ली में रहता हू
Seupur achalda airaiya
Hii
Sir i need to open a account .pm jan dhan yojana .my contact number 8660762599
59088907247account number Mobile number 7572038530
मेरे अकाउंट में ₹500 नहीं आए
Google galat type kar raha hai Sahi nahin likh raha hai jo bol rahe hain usmein galat salat Li itne padhe likhe nahin hai Jo khud type kar Sahi nahin likh raha nahin dikha raha hai jo bol rahe hain kuchh message kuchh sab hi
Mera khata hai mere mein 500 rupaye nahin aaye subsidy ke paise aate aise bure waqt mein vah bhi de Sarkar dwara 500 rupaye Sarkar dwara nahin mile hai Mera khata jandhan Yojana ka hai 1007598
Sir mera naam twinkal Sahay Mera account Janardhan account hai .Central Bank ka abhi e-money e Bhara Nahin Hai .please sir 500 rupees.3485434241 Ifsc CBIN0280122 .PLEASE
Mere mother ke account me 500 rs nahi aye hum Punjab see hai kaise check kare ja kaise sarkar ko btay kirpya btay
Sir mai SBI Rewa main branch me zero balance account open kiya tha lekin uski koi jankari nhi mili, please help me, lock down me mai apna pariwar nhi chala pa rha hu
Pmjdy bank account no 79038106350 ifsc is SBIN0RRDCGB and I didn’t received the money yet of Rs.500 this month and I am writing today (8-4-2020) and not received still today.
Kya main khata khulwa sakti hu
20017973539
20017973539
Sir mere account me paisa nahi aya h
can i open account I will benefit 500 rupees
Sir mere account no 61220722501 jisme 500 rupye nahi aaye hai
I got this message on 5th April 2020.’We care for you. Under Pradhan Mantri Garib Kalyan Package, Rs 500 for April paid in your a/c. Withdraw on or after April 7. To avoid Corona, avoid crowding’. I don’t know whether the amount credited to my account or not. how would i know it?
Pls open my account today
Open my account please
500 e
Rupaye ka lab chaeye
Podhanmantri se me gujarish karta hu Mera pm Jan dhan yojana apply kiya bt Muje aj tak koibi sarkar se onudan mila nehi isliye me gujarish karta hu Mera ye later dekte huye jald se jald kuch ki jiye plz sir /Ac No 35053423980 SBIN0008514
Pm jan dhan yojna
How can open account please help me… I am very serious for money
Farmer yojan
My account 500 rupees nahi mila
Pm Jan dhan yojana ka labh hame nahi mil Raha h
Umesh Singh East Champaran Bihar pin code 84 54 20 SBI account number 35697385442 mobile number 75 43936125
Hlo my name is Ritik Rana I’m Delhi muja 500/ nahi Mila
Which banks are eligible for Jan dhan yojana
I have an account under pmjdy but somehow i am not able to withdraw money from that 500 rupees provided by govt. Can i withdraw them after the specified period. Are these rumors that the money will be taken back after that period.
mera account 4sal pahile khola tha
canra bank miraj maharashtra me
ab o kheh rahe account band he
muje waps chalu karna he
to kya karu
Mera naam manish hai modi sir abhi tak mere kahte me abhi koi paise nhi aaye hai bata sakte ho kyu nhi aaye hai me bhi to gareeb ho or Mera account bhi to jan dhan youjana wala hai pls sir chek kar ke mere bhi kahte me daal do taki me ghar jaa saku jaha par me lebar ka kaam kar raha tha waha se bhi paise nhi mile hai or mujhe room rent dena hai 6000 ruppes mere pass pasise bhi nhi taki me ghar jaa saku pls sir daal do mere gahte ne pasie
Me aapko account number send kar raha hu aap chek kar ke daal do,
Account no. 30298100000719
Ifc code. BARB0DLFGUR
OR mera mera number hai sir
9910383201 pls sir
Mera naam manish hai modi sir abhi tak mere kahte me abhi koi paise nhi aaye hai bata sakte ho kyu nhi aaye hai me bhi to gareeb ho or Mera account bhi to jan dhan youjana wala hai pls sir chek kar ke mere bhi kahte me daal do taki me ghar jaa saku jaha par me lebar ka kaam kar raha tha waha se bhi paise nhi mile hai or mere pass pasise bhi nhi taki me ghar jaa saku pls sir daal do mere gahte ne pasie
Me aapko account number send kar raha hu aap chek kar ke daal do,
Account no. 30298100000719
Ifc code. BARB0DLFGUR
OR mera mera number hai sir
9910383201 pls sir
State Assam district kamrup r city Guwahati
can i open the account today
Synbnk ma hi
Synbnk
Om sir ji mer account me not diposite the relep money
Yes
ambrish kumar powayan shahjahanpur u.p.
Can i open pmjdy account now??how can i open the account??
Can i open the account today for my mother and sister?
And will they be eligible for 500₹ for this month
Ma
jandhan yojana me Lick karane ki kipa kare Allahabad Bank Account no 50248190188
How can an account holder understand that his/her savings account is under PMJDY without going to the bank?
I opened the a/c in the year 2015 & requested for overdraft facilities so I never got even 1 paise in this a/c I went to bank and submitted the loan application they told after 6 months transaction I will get the of amount till date I didn’t got any amount
From the past two months, I am asking bank officers from different banks to open PM Jan Dhan Yojana Bank Account but they tell this account can’t be opened…. so this facility can’t be availed as per bank authorities …. now in lock dowm there is no hope…..
Kya pmjdy me mahilao ke liye
RS. 5,00000 lakh Loan ka pravadhan hai? Aur us ki conditions kya hair?
Scheme code not properly put as PMJDY in the bank so account not credited for this month. Now rectified in the bank. Will I get my 500rs. for this month and the following months?
I have an account with sbi zero balance how can i get benefits
Jandan yojna. Ma account kaisa khul sakta ha
Can i open the account today.
And will i be eligible for 500₹ for this month
Can i open the account today.
And will i be eligible for 500₹ for this month
Ok3
me bhahut gariw pariwar me se hu
ALLAHABAD BANK Account no
50248190188
Ok ji thanks
Ys
Can i open the account today. And Will i be eligible for 500₹ for this month
Sir pmjdy a/c ka last digit 50 h paisa Abhi nhi Mila h
Kuchh karna nhi n hoga
Plz check me my Account number 35053423980 koi bhi sarkar dowara benefit mila nehi
Yes please open my account today. I am very thankful to you.
Kam se kam 1 se 2 baar len den hona chahiye
Khata hai subsidy ke paise milte the ab vah bhi nahin mil rahi Sarkar dwara 500 rupaye Dene ka madad karne rasta dikhao per pahle nahin milega kya Mera khata Pradhanmantri jandhan Yojana ka hai yah Sarkar madad karegi aise bure waqt me khane kharche ke paise dudh ke paise nahin do teen saal ke bacche hi
I want to know..I get 500 money or not??? Fast answer plz
I have account under PMJDY scheme in Punjab National Bank but still Rs 500/- is not credited in my account. Pls reply
Sir Online jdy account apply