Atmanirbhar Gujarat Sahay Yojana (AGSY) Loan Amount, Interest, Period, How to Apply Online

Atmanirbhar Gujarat Sahay Yojana– The government of Gujarat has initiated a step for the betterment of its people. A scheme called Atmanirbhar Gujarat Sahay Yojana has been introduced by the state government on 14th May.

Under this scheme, the government will provide loans to all needy people of Gujarat. To avail of this yojana, there are certain eligibility criteria that one must satisfy. By reading the whole article applicants will come to know about different components like eligibility criteria, a procedure to apply for the scheme, etc Atmanirbhar Gujarat Sahay Scheme.

Atmanirbhar Gujarat Sahay Yojana

Atmanirbhar Gujarat Sahay Yojana 2023

The central government has come up with a package of 20 lakhs crore rupees to make citizens of India “self -reliant”Gujarat government has announced that they will give 6% of interest to banks and provide a loan of 1 lakh to all impoverished citizens of the state with 2% of interest every year.

The government wants to provide loan facilities to around 10 lakhs of applicants. The most affected people of the state are those who have started their small or medium-scale businesses so these people can avail the scheme. With the help of this scheme, workers can start over their business or work smoothly.

Those who want to apply for this scheme must submit the application to take benefits of this yojana. Before filling out the application form, candidates must check the eligibility criteria and submitted.

The main aim of this yojana is to provide a 1 lakh amount of loan with less rate of interest.

Advantages of Atmanirbhar Gujarat Sahay Scheme

There are several benefits for those candidates who want to apply for this scheme. Check out the list of several advantages given below.

  • All those civilians who want to revive their business can take a loan of 1 lakh rupees with 2 percent of interest per year.
  • With the help of this scheme, needy people can again start their businesses in this tough time.
  • More and more people can improve their financial conditions by taking a loan.

Abstract of Atmanirbhar Gujarat Sahay Scheme

Name of the GovernmentGovernment of Gujarat
Scheme NameAtmanirbhar Gujarat Sahay Yojana
Launch Date of Scheme14th of May
RecipientsSkilled Workers/ Small Businessmen/ Barbers/ Auto-rickshaw Owners/ Electricians
Benefits of this YojanaTo provide loans at lower interest
Amount of Loan with Rate of Interest1 lakh Rupees loan with 2% of interest per year
Mode of Application/ RegistrationOffline
Tenure of Loan3 years

Eligible Beneficiaries Self-Relient Sahay Plan

Only eligible applicants can apply for the scheme if an aspirant belongs to these categories then he/ she can apply offline by downloading the application form from the official portal. We have mentioned some levels of jobs that are given below.

  • Hairdressers
  • Electricians
  • Skilled Workers
  • Small businessmen
  • Autorickshaw owners
  • Other citizens with lesser wages

Eligibility Standards

  1. Applicants must be a citizen of Gujarat and hold the domicile of Gujarat.
  2. Candidates who want to apply for the scheme must belong to the BPL category (Below Poverty Line) category.
  3. All those aspirants can submit the application form who have small-scale businesses such as grocery sellers, electricians, mechanics, shop owners, etc. 

Loan Amount, Interest, Period

A. Amount of loan that will be given to the candidates- Loan of 1 lakh
B. Rate of interest that will be paid by aspirants under this scheme- 2% of interest per annum
C. Time of Loan- 3 years

How to Apply for आत्मनिर्भर गुजरात सहाय योजना

  • The submission procedure of the application form is completely offline.
  • Applicants have to download the application form from the official portal or a direct link given by us for the ease of aspirants under this section. 
  • After downloading the application form, aspirants have to fill it with the correct information and attach all the relevant documents.
  • Finally, applicants have to submit the application form to the concerned bank before the final submission date.
  • For submitting the application form, applicants don’t need to pay the application fee. 

Link to Download Application Form >> Download From Here

Atmanirbhar Sahay Collateral Free Loan Gujarat

The government of Gujarat has come up with a motive to provide loans to 10 lakh needy people of the state. With the help of this plan, applicants can apply for a loan with very low-interest rates. 6% rate of interest will be funded by the government, and candidates have to pay only 2% interest.

Bank’s List for Atmanirbhar Sahay Scheme Gujarat

Name of DCCBS (District Co-operative Central Bank)Email idAddress of Bank Contact Number
BARODA CENTRAL CO-OP BANK Baroda Central Co.op Bank Ltd., Sayajigunj, Station Road, Vadodara-390 0050265-2225372
KUTCH DIST. CENT. CO-OP BANK Kachchh Dist. Co.op Bank Ltd., Vijaynagar Char Rasta, Hospital Road, Bhuj, Kachchh – 370 00102832-251142
THE BANASKANTHA DISTRICT CENTRAL CO-OPERATIVE BANK LTD.banasbank@yahoo.inThe Banaskantha Dist. Co.op Bank Ltd., Head Office “Banas Bhavan”, Deesa Highway, Palanpur, Dist. Banaskantha – 385001.02742 – 252133
AHMEDABAD DIST. CO-OP BANK Ahmedabad Dist. Co.op Bank Ltd. , Nr. Gandhi Bridge, Opposite Income Tax Office, P.B.No. 4059, Ahmedabad – 380009.079-27543025
RAJKOT DIST. CO-OP BANK LTD.rdcbank@bsnl.inThe Rajkot Dist. Co.op Bank Ltd., “Jilla Bank Bhavan ” Kasturba Road, Rajkot – 3600010281-2232368
BHAVNAGAR DIST. CENT. CO-OP BANK LTDbdcbank@yahoo.comThe Bhavnagar Dist. Co.op Bank Ltd., 13, Ganga Jalia Talav, ’Sahkar Bhavan’, Bhavnagar-364 0010278-2522357
BHARUCH DIST. CO-OP BANK Bharuch Dist. Co.op Bank Ltd., Station Road, B/h Hotel Corona, AT&PO., Bharuch- 392 00102642-252585
VALSAD DIST. CENT. CO-OP BANK Valsad Dist. Co.op Bank Ltd., Sahakar Sadan, Kacheri Road, Valsad – 39600102632-254213
Sabarkantha DIST. CENT. CO-OP BANK Sabarkantha Dist. Co.op Bank Ltd., “Sahakar Vikas Bhavan”, Station Road, Himatnagar – 38300102772-240498
AMRELI JILLA MADYASTHA SAH.BANK Amreli Dist. Co.op Bank Ltd. ‘Bhojalram Bhavan’, Rajmaham Road, Amreli- 365 60102792-222601
KODINAR TALUKA COOP. BANKING UNION Kodinar Taluka Banking Union Ltd., Banking Union Road, P.B.No. – 1, Ta. Kodinar, Dist Gir Somnath – 362720.02795-221404
JUNAGADH JILLA SAH.BANK Junagadh Dist. Co.op Bank Ltd., ‘Shri Lilabhai Sidibhai Khunti Sahkar Bhavan’, Opp.Bus Station, Junagadh-3620010285-2630091
MEHSANA DIST. CENT. CO-OP BANK LTD.dccbmsn@yahoo.comThe Mehsana Dist. Co.op Bank Ltd., Rajmahel Road, Mehsana (North Gujarat ) – 38400102762 – 222278
SURAT DIST. CO-OP BANK LTD.admin@sudicobank.comThe Surat Dist. Co.op Bank Ltd., “Shree Pramodbhai Desai Sahakar Sadan”, J. P. Road, Nr. RTO, Surat – 395001.0261-2466006
JAMNAGAR DIST. CO-OP BANK LTD.jam_jdcb@yahoo.comThe Jamnagar Dist. Co.op Bank Ltd., ‘Sahkar Bhavan’, Ranjit Road, Jamnagar-361 001.0288-2573701
KAIRA DIST. CENT. CO-OP BANK LTD.edpmis.ho@kdccbank.inThe Kaira Dist. Co.op Bank Ltd., ‘K.D.C.C.Bank Bhavan’, Sardar Patel Road, Ghodiya Bazar, Nadiad-3870010268-2561831
SURENDRANAGAR DIST. CO-OP BANK LTD.sdcb_snr@yahoo.inThe Surendranagar Dist. Co.op Bank Ltd., Sahakar Bhavan, Gandhi Marg, Surendranagar – 36300102752-232495
PANCHMAHAL DIST. CO-OP BANK Panchmahal Dist. Co.op Bank Ltd., Head Office: Prabha Road, Godhra – 3890010272-250853

Key Feature of Atmanirbhar Sahay Plan Gujarat

  1. Candidates who have applied for this scheme have to pay 2% of interest, and 6% of interest will be paid by the government of Gujarat.
  2. This yojana targets 10 lakhs of medium or small workers or businesses like retailer shop keeper, grocery shop owners, etc.
  3. Six months of a moratorium time period will be proffered to the recipients.
  4. District banks/ Co-operative banks/ Credit Co-operative banks will provide the loan under this scheme to needy people.
  5. 5000 Crore rupees have been sanctioned for the Atmanirbhar Gujarat Sahay plan.

Official Portal >> Atmanirbhar Sahay Plan

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